Reflection In Water

In metals, the electrons with no binding energy are called free electrons. The density number of the free electrons is very large. When these electrons oscillate with the incident light, the phase differences between the radiation field of these electrons and the incident field are π, so the forward radiation will compensate the incident light at a skin depth, and backward radiation is just the reflected light.
Light–matter interaction in terms of photons is a topic of quantum electrodynamics, and is described in detail by Richard Feynman in his popular book QED: The Strange Theory of Light and Matter.