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If approved the applicant must then successfully pass a comprehensive license examination before being issued the license. Hawsepiper is a maritime industry term used to refer to an officer who began his or her career as an unlicensed merchant seaman, as opposed to earning his third mate's license by attending a maritime college or academy. The term derives from a ship’s hawsepipe, the opening on the ship's bow through which the anchor chain passes. A mariner is said to have "climbed up the hawsepipe," a nautical metaphor for climbing up the ship's rank structure. Since the requirements of STCW '95 have been enacted, there have been complaints that the hawsepiper progression path has been made too difficult because of the cost in time and money to meet formal classroom training requirements. These critics assert that the newer requirements will eventually lead to a shortage of qualified mariners, especially in places like the United States.
Several merchant seamen's unions offer their membership the required training for career advancement. Similarly, some employers offer financial assistance to pay for the training for their employees. Otherwise, the mariner is responsible for the cost of the required training.