Young Fishing Girl

The word girl is sometimes used to refer to an adult female. This usage may be considered derogatory or disrespectful in professional or other formal contexts, just as the term boy can be considered disparaging when applied to an adult man. Hence, this usage is often deprecative. It can also be used deprecatively when used to discriminate against children ("you're just a girl").
In casual context, the word has positive uses, as evidenced by its use in titles of popular music. It has been used playfully for people acting in an energetic fashion (Canadian singer Nelly Furtado's "Promiscuous Girl") or as a way of unifying women of all ages on the basis of their once having been girls (American country singer Martina McBride's "This One's for the Girls"). These positive uses mean gender rather than age.